Fighting Back Against Identity Theft
In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a second thought. But an identity thief does.
Identity theft is a serious crime. People whose identities have been stolen can spend months or years – and thousands of dollars – cleaning up the mess the thieves have made of a good name and credit record. In the meantime, victims of identity theft may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. Humiliation, anger, and frustration are among the feelings victims experience as they navigate the process of rescuing their identity.
Working with other government agencies and organizations, the Federal Trade
Commission (FTC) has produced this booklet to help you remedy the effects
of an identity theft. It describes what steps to take, your legal rights, how to
handle specific problems you may encounter on the way to clearing your
name, and what to watch for in the future.